How to Apply for SunTrust Cash Rewards Mastercard :
If you have good or excellent credit, then you can apply for the SunTrust Cash Rewards Mastercard. Although the regular reward rates don’t stack up well against top cash back cards, the loyalty bonus of this card makes it competitive for SunTrust customers.
SunTrust Cash Rewards Mastercard offers you 10% more simply by redeeming your rewards through direct deposit to an eligible SunTrust bank account. But, if you will require some fairly largest balances to qualify for the 25% or 50% bonuses, where it meets the real value lies.
Benefits of SunTrust Cash Rewards Mastercard :
SunTrust Cash Rewards Mastercard provides several benefits to the customers. This SunTrust credit card offers these following benefits:
- You will get 5% cashback on up to $6,000 spent on qualifying grocery and gas purchases within the first 12 months of your account opening.
- After your introductory bonus cash back, you will get 2% unlimited cashback on your qualifying gas and grocery purchases.
- On all your other qualifying purchases, you will receive 1% unlimited cashback.
- This credit card does not charge any annual fees and foreign transaction fees.
Rates and Fees of SunTrust Cash Rewards Mastercard :
Interest Rates and Interest Charges:
- APR for Purchase: For the first 15 months of your account opening, the introductory APR for purchase will be 0.00%. After that your APR will be 11.24% to 21.24%, depending on your creditworthiness.
- APR for Balance Transfer: The balance transfer APR of this card will be 0.00% for the first 15 months of your account opening. After that, your APR will be 11.24% to 21.24%, depending on your creditworthiness.
- APR for Cash Advances: The APR of the cash advance is 24.99%, which can vary with the market based on the prime rate.
- Minimum Interest Charges: If you ever charge any interest, then it will be no less than $0.50.
Fees:
- Annual Fee: SunTrust Cash Rewards Mastercard does not charge any annual fees.
- Balance Transfer Fee: The balance transfer fee of this card is $10.00 or a minimum of 3% of the transferred amount.
- Cash Advance Fee: For each cash advance, you will be charged $10.00 or a minimum of 4% of the amount.
- Foreign Transaction Fee: You would not be charging any fees for foreign transaction fees.
- Late Payment Fee: If you cannot make the payment of your credit card bill by the due date, then you will be charged a late payment fee of up to $39.
How to Apply for SunTrust Cash Rewards Mastercard Bill :
It is very simple to apply for the SunTrust Cash Rewards Mastercard bill. You must have a registered account at SunTrust to complete the application process. You have to follow these simple instructions below to apply for the SunTrust Cash Rewards Mastercard:
- Firstly, you need to visit this link www.suntrust.com/credit-cards/cash-rewards.
- There, at that age, you have to click on the Apply Now option.
- If you are already a SunTrust customer, then select the Yes option.
- If you have a promo code or reservation code, then provide it in the given field.
- After that, you need to click on the Start Application process.
- Then, you have to provide your User ID and Password on the given fields.
- After that, you need to click on the Sign In button for the further steps of the credit card application.
Also Read : Mercury Mastercard Activate
How to Make Payment for SunTrust Cash Rewards Mastercard Bill :
There are several methods to pay your SunTrust Cash Rewards Mastercard bill. By following any of these following methods, you can easily pay your SunTrust credit card bill:
Online Payment Method:
You can easily pay your SunTrust Credit Card bill through the online payment method. You must have a registered SunTrust account to make the payment for your credit card bill:
- Firstly, you have to visit to the SunTrust website by clicking on this link www.suntrust.com.
- Then, from the top right-hand corner of the page, click on the Sign On option.
- You have to provide your registered User ID and Password on the given fields.
- After entering your login credentials, simply select the arrow button.
- Once you logged in to your online banking account, you can easily pay your credit card bill.
Pay by Phone:
You can also make the payment for your credit card bill over the phone. To make the payment for your credit card bill, you have to dial 800.382.3232, from your phone. After calling on this number, you have to follow the on-call instructions to make your payment.
Pay by Mail:
You can use the mail service to pay your SunTrust Cash Rewards Mastercard bill. You can choose to pay your credit card bill in form of a money order or personal check. Please do not forgot to include your account number on your personal check or money order. You need to send your payment to SunTrust at:
Credit Card Payments :
Cardmember Services
P. O. Box 791278
Baltimore MD 21279-1278
SunTrust Contact Info :
If you have any queries about the SunTrust Credit Card, then you can contact the customer service department.
Call At: 800.477.9702
Credit Card Reward Redemptions: 800.255.7125
TDD: 800.854.8965
Lost or Stolen Card: 800.786.8787
Credit Bureau Disputes: 877.596.5407
Mail:
Mail your questions, comments, or suggestions to:
SunTrust Bank
P.O. Box 85024
Richmond, VA 23285-5024
SunTrust Bank, Special Handling
VA-RIC-9292
P.O. Box 27572
Richmond, VA 23261-7572
Credit Reporting Dispute Notices:
SunTrust Bank
ATTN: Credit Reporting Disputes
PO Box 85526
CS-RVW 7955
Richmond, VA 23285-5526
Reference Link :
www.suntrust.com/credit-cards/cash-rewards